Temple Terrace, Florida Demographics

Population trends, housing costs, income, commuting, and health, all on one page.

Temple Terrace, FL Population Density Map and Area Scores

Area Score

Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.

  • B
    Health Around average
  • C
    Income Below average
  • B
    Education Around average

Source: Map AI Methodology

Population

Metric Temple Terrace Florida Avg U.S. Average
Population 28,116 22,388,905 337,468,954
Population density (per sq mi) 3578.4 313.4 86.4
Population growth (%/yr) 0.28% 1.47% 0.59%
Median age 33.1 40.2 37.3
Households 11,652 8,743,019 130,235,071

Population in Temple Terrace grew by 6.5% from 2009 to 2024, reaching 28,116 in 2024.

Population Growth 2009–2024

Year Temple Terrace

Race & Ethnicity

Group Share

Age & Sex

The largest generation in Temple Terrace is Gen Z, aged 13–28, at 27.8% of residents. That is 8.4 points above Florida as a whole.

Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Florida, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.

Male and female share

Women are 49.5% of the people living in Temple Terrace and men 50.5%.

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Economy

Temple Terrace has a the economy index of C, which means it is somewhat prosperous.

Metric Temple Terrace Florida Avg U.S. Average
Median household income $67,591 $74,580 $80,455
Income growth (%/yr) 3.80% 5.42% 4.80%
Unemployment rate 5.1% 4.8% 5.2%

The median household income in Temple Terrace is about 9% lower than in Florida.

Detailed wealth and income breakdown →

Housing

Metric Temple Terrace Florida Avg U.S. Average
Median home price $624,772 $311,338 $248,835
Median rent $1,582 $1,668 $1,407
Homeownership rate 48.9% 67.6% 65.2%

The median home price in Temple Terrace is about 32.9 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $1,582 per month for that long.

Full housing market analysis →

Commute Time & Mobility

Commuters in Temple Terrace spend about 47 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 197 hours, about 8.2 full days, spent commuting.

Metric Temple Terrace Florida Avg U.S. Average
One-way commute (min) 23.7 24.0 22.4
Round-trip commute (min) 47.3 47.9 44.8
Yearly time spent (hours) 197 200 187
Estimated yearly cost $6,112 $6,189 $5,790
Work from home 23.1% 15.7% 15.0%
Highway traffic (vehicles/day) 49,393 14,318 8,813
Local road traffic (vehicles/day) 5,011 3,068 1,355

The average commute time in Temple Terrace is about the same as in Florida.

Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.

Commute and transport details →

Education & Households

Temple Terrace has a education index of B, which means it is quite educated.

Metric Temple Terrace Florida Avg U.S. Average
Bachelor's degree or higher 36.5% 30.1% 31.6%
Average household size 2.35 2.50 2.53

Health

Temple Terrace has a health index of B, which means it is quite healthy.

Metric Temple Terrace Florida Avg U.S. Average
Life expectancy (years) 79.3 77.2 78.3
Self-rated poor health 13.6% 19.5% 16.3%
Smokers 15.6% 21.3% 19.0%

Full health data →

Temple Terrace, FL Compared With Nearby Cities

Temple Terrace, FL is typical in size for this group, 28,116 residents against a local median of 31,109, so the measures below are close to a like for like comparison. The measure that sets Temple Terrace, FL apart most is median home price: $624,772, 258% above the local median of $174,632.

Median household income tells the same story from another angle: $67,591 against a local median of $57,270, 18% above it. The one measure here that carries a verdict is median household income, and at 18% above the local median it puts Temple Terrace, FL at the better end of the local range. The cities themselves spread $368,979 on median home price, so Temple Terrace, FL sits at one end of an already wide local range rather than apart from it. Temple Terrace, FL has the highest median home price of the 4 areas compared here.

Area Population Median household income Median home price Commute
Temple Terrace, FL 28,116 $67,591 #2/4 $624,772 #1/4 23.7 min #3/4
East Lake-Orient Park, FL 30,711 $57,270 $174,632 23.0 min
University, FL 45,630 $38,990 $84,232 23.1 min
Lake Magdalene, FL 31,109 $76,402 $453,210 27.2 min

Frequently Asked Questions

Common questions about Temple Terrace, Florida.

How many people live in Temple Terrace, Florida?

About 28,116 people live in Temple Terrace, Florida, in 11,652 households of 2.4 people on average. The median age is 33.1, so residents are younger than the U.S. median of 37.3 by about 4 years.

Is Temple Terrace, Florida mostly urban or rural?

Averaged over its land area, Temple Terrace, Florida has 3,578 people per square mile, a density typical of a city. That is about 41 times the U.S. average of 86.

Is Temple Terrace, Florida an affordable place to live?

The median home costs 9.2 times the median household income ($624,772 against $67,591), compared with 3.1 times nationally. A ratio of about 3 is traditionally considered affordable. Median rent of $1,582 a month takes about 28% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.

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