Housing Market Overview

The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.

$958,332
$2,740

Housing Market Overview

Metric North Key Largo Florida Avg US Average
Median Home Price $958,332 $293,727 $242,182
Price Trend (Annual %) 1.9% 12.0% 8.2%
Median Gross Rent $2,740 $1,564 $1,342
Rent Trend (Annual %) 8.7% 6.1% 5.1%
Household Income Trend (Annual %)

The median home price in North Key Largo is about 226% higher than in Florida. Rent is about 75% higher than the Florida average.

Median Home and Rent Price Trends

Median Home Prices, 2015-2021

North Key Largo
Florida
United States
Year North Key Largo Florida United States

Median Rent Prices, 2015-2023

North Key Largo
Florida
United States
Year North Key Largo Florida United States

Both home prices and rent are rising in North Key Largo, up about 1.9% and 8.7% a year respectively. Rent is changing faster.

Median rent in North Key Largo rose about 84.9% between 2015 and 2023, from $1,482 to $2,740. Over the same span, rent in Florida rose about 56.0%.

Affordability

On average, housing unit costs 10.8 yearly household incomes in North Key Largo.

Buying the median-priced home in North Key Largo costs roughly 29.1 years of rent at the median monthly rate. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in North Key Largo. The price-to-rent ratio in Florida is about 15.7.

Metric North Key Largo Florida Avg US Average
Median Home Price $958,332 $293,727 $242,182
Median Household Income $88,919 $71,865 $78,145
Price-to-Income Ratio 10.8 4.1 3.1

Home Prices vs Income Over Time

Home Prices
Household Income

Between 2015 and 2021, the median home price in North Key Largo fell about 36.6%, while median household income rose about 47.7% between 2009 and 2023 — income grew faster than the home price.

Income Growth vs Housing Cost Growth (Year-over-Year %)

Compare income and housing cost trends.

Household Income Growth %
Housing Cost Growth %
Year Income Growth % Housing Cost Growth % Gap (Cost - Income)

Occupancy & Tenure

Metric North Key Largo Florida Avg US Average
Homeownership Rate 48.1% 57.1% 58.2%
Rental Rate 5.6% 27.7% 31.3%
Vacancy Rate 46.2% 15.2% 10.6%
Median Tenure (years) 16.0 13.0 15.0
Median Year Moved In 2010 2013 2011

North Key Largo has a homeownership rate of 48.1%, lower than the Florida average of 57.1%. Its housing vacancy rate is 46.2%, compared with 15.2% in Florida.

Housing Stock

Metric North Key Largo Florida Avg US Average
Average Household Size 2.33 people 2.51 people 2.54 people
Median Structure Built Year 1984 1987 1978
Median Number of Rooms 4.5 5.2 5.5

The typical housing unit in North Key Largo was built around 1984. On average, 2.3 people live in a home with about 4.5 rooms, staying for about 16.0 years on average.

Frequently Asked Questions

Common questions about the housing market in North Key Largo, Florida.

What is the median home price in North Key Largo, Florida?

The median home price in North Key Largo, Florida is $958,333, higher than the Florida average of $293,727.

What is the average home price in North Key Largo, Florida?

The typical home price in %s, reported as the median sale price, is %s. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.

What is the median rent in North Key Largo, Florida?

The median gross rent in North Key Largo, Florida is $2,740 per month, higher than the Florida average of $1,564.

What was the median gross rent in North Key Largo in 2020?

In 2020, the median gross rent in North Key Largo, Florida was $1,905 per month.

What is the price-to-rent ratio in North Key Largo, Florida?

The price-to-rent ratio in North Key Largo, Florida is about 29.1, meaning it would take roughly 29.1 years of rent payments at the median rent to equal the median home price. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in North Key Largo.

Are home prices or rent rising faster in North Key Largo, Florida?

Both home prices and rent are rising in North Key Largo, up about 1.9% and 8.7% a year respectively. Rent is changing faster.

What is the homeownership rate in North Key Largo, Florida?

48.1% of households in North Key Largo, Florida own their home, lower than the Florida average of 57.1%.

What is the vacancy rate in North Key Largo, Florida?

The housing vacancy rate in North Key Largo, Florida is 46.2%, higher than the Florida average of 15.2%.