Saratoga, California Income Statistics
Saratoga Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A+
Saratoga Top grade
Source: Map AI Methodology
Income Statistics Overview
| Metric | Saratoga | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $208,590 | $99,161 | $80,455 |
| Median Personal Income | $135,664 | $67,742 | $60,758 |
| Average Yearly Income Growth | 2.4% | 5.6% | 4.8% |
| Six-Figure Earners | 43.2% | 17.6% | 13.9% |
| $200k+ Households | 60.4% | 20.5% | 13.2% |
The median household income in Saratoga is about 110% higher than in California. Income has been growing slower in Saratoga (2.4%/yr) than in California (5.6%/yr).
About 43% of adults in Saratoga earn six figures ($100,000 or more) a year, higher than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Saratoga, California grew by 47.6% from 2009 to 2024, reaching $208,590 in 2024. That's an average of about 2.4% per year.
Income Inequality and the Gender Pay Gap in Saratoga
| Metric | Saratoga | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.504 | 0.572 | 0.552 |
| Male Median Income | $137,552 | $75,172 | $69,667 |
| Female Median Income | $135,363 | $66,071 | $56,850 |
| Gender Pay Gap | 1.6% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Saratoga, it is 0.504, lower than California's 0.572, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 2% more than women's income in Saratoga, California. Over a 35-year career, a 2% wage gap accumulates to roughly $76,615 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Saratoga, California has narrowed from about 22% to 2% in 2024. Over that period the gap was widest at 24% in 2010. In dollar terms, the gap has narrowed by $26,701 since 2009.
Employment
| Metric | Saratoga | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.9% | 6.6% | 5.2% |
| Working from Home | 37.4% | 17.2% | 15.0% |
| Commute time (minutes) | 25 | 23 | 22 |
Approximately 507 people are unemployed in Saratoga, California.
The average commute time in Saratoga is 25 minutes, longer than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Saratoga, California has fallen from 6.9% to 3.9% in 2024. Over that period the rate peaked at 7.1% in 2013 and fell as low as 3.2% in 2022.
Saratoga, CA Wealth Compared With Nearby Cities
Saratoga, CA is the smallest of the 4 cities compared here, 28,506 residents against a local median of 46,259. The measure that sets Saratoga, CA apart most is income growth: 2.4%/yr, 45% below the local median of 4.4%/yr. That is the weaker end of the local range on this measure.
Unemployment tells the same story from another angle: 3.9% against a local median of 5.1%, 25% below it. The picture is mixed rather than uniform: unemployment runs ahead of the neighbourhood while income growth runs behind it, so Saratoga, CA is trading one against the other rather than simply out-performing what surrounds it. The cities themselves sit within 1.1%/yr of each other on income growth, a tighter band than the gap between any of them and Saratoga, CA, which makes it a genuine outlier here rather than one end of a wide local spread. Saratoga, CA has the 4th highest income growth of the 4 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Saratoga, CA | 28,506 | $208,590 #1/4 | 2.4%/yr #4/4 | 3.9% #1/4 | 0.504 #2/4 |
| Cupertino, CA | 56,040 | $205,362 | 4.3%/yr | 4.2% | 0.511 |
| Campbell, CA | 46,259 | $139,034 | 4.4%/yr | 5.7% | 0.512 |
| Los Gatos, CA | 32,480 | $202,791 | 5.4%/yr | 5.1% | 0.499 |
Conclusion
Considering all these factors, Saratoga, California has an overall wealth index grade of A+, making it far better than California, and far better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Saratoga, California.
How Rich Is Saratoga, California?
Saratoga has a wealth index grade of A+. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A+ grade means it is one of the most prosperous areas in the country. The median household income is $208,590, about 110% higher than the California average of $99,161.
How fast is household income rising in Saratoga, California?
Between 2009 and 2024, the median household income in Saratoga, California rose 48%, from $141,281 to $208,590. Over the same years, income here lagged behind California as a whole: +48% against +64%.
What was the median household income in Saratoga in 2023?
In 2023, the median household income in Saratoga, California was $207,748, about the same as in 2022. The California median that year was $96,718.
What was the median household income in Saratoga in 2020?
In 2020, the median household income in Saratoga, California was $200,935. By 2024 it had risen 4% to $208,590.
Do many residents of Saratoga, California earn over $100,000?
Yes. 43% of adults in Saratoga, California earn $100,000 or more a year (about 1 in 2), against 18% (about 1 in 6) in California. 60% of households have a combined income of $200,000 or more, compared with 20% in California.
Is unemployment high in Saratoga, California?
Unemployment in Saratoga, California is only 3.9%, well below the California rate of 6.6%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Saratoga, California?
The Gini coefficient in Saratoga is 0.504. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Saratoga, California?
Since 2009, the income gap between men and women in Saratoga, California has narrowed from about 22% to 2% in 2024. Over that period the gap was widest at 24% in 2010. In dollar terms, the gap has narrowed by $26,701 since 2009.
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