Jefferson County, New York Housing Market Prices
Jefferson County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 70% below the New York median$142,083
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Median rent 25% below the New York median More expensive than 70% of counties in New York$1,212
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Jefferson County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $142,083 | $471,885 | $248,835 |
| Price Trend (Annual %) | -0.5% | 7.1% | 7.5% |
| Median Gross Rent | $1,212 | $1,621 | $1,407 |
| Rent Trend (Annual %) | 3.2% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Jefferson County is about 70% lower than in New York. Rent is about 25% lower than the New York average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Home prices and rent are moving in opposite directions in Jefferson County: home prices fell about 0.5% a year while rent rose about 3.2% a year. That is an unusual pattern worth watching.
Median rent in Jefferson County rose about 28.1% between 2015 and 2024, from $946 to $1,212. Over the same span, rent in New York rose about 43.2%.
Affordability
On average, housing unit costs 2.1 yearly household incomes in Jefferson County.
Buying the median-priced home in Jefferson County costs roughly 9.8 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Jefferson County. The price-to-rent ratio in New York is about 24.3.
| Metric | Jefferson County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $142,083 | $471,885 | $248,835 |
| Median Household Income | $66,905 | $86,556 | $80,455 |
| Price-to-Income Ratio | 2.1 | 5.5 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Jefferson County fell about 3.9%, while median household income rose about 44.4% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Jefferson County | New York Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 42.1% | 48.8% | 58.5% |
| Rental Rate | 34.9% | 41.1% | 31.2% |
| Vacancy Rate | 23.0% | 10.1% | 10.2% |
| Median Tenure (years) | 14.0 | 17.0 | 15.0 |
| Median Year Moved In | 2012 | 2009 | 2011 |
Jefferson County has a homeownership rate of 42.1%, lower than the New York average of 48.8%. Its housing vacancy rate is 23.0%, compared with 10.1% in New York.
Housing Stock
| Metric | Jefferson County | New York Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.32 people | 2.49 people | 2.53 people |
| Median Structure Built Year | 1972 | 1960 | 1978 |
| Median Number of Rooms | 5.7 | 5.0 | 5.5 |
The typical housing unit in Jefferson County was built around 1972. On average, 2.3 people live in a home with about 5.7 rooms, staying for about 14.0 years on average.
Jefferson County, NY Housing Compared With Nearby Counties
Jefferson County, NY is the 4th largest of the 5 counties compared here, 115,039 residents against a local median of 173,521. Jefferson County, NY's median rent, at $1,212, runs 27% above the $955 typical of the counties around it.
Homeownership tells the same story from another angle: 54.7% against a local median of 69.8%, 22% below it. The one measure here that carries a verdict is homeownership, and at 22% below the local median it puts Jefferson County, NY at the weaker end of the local range. The counties themselves spread $290 on median rent, so Jefferson County, NY sits at one end of an already wide local range rather than apart from it. Jefferson County, NY has the highest median rent of the 5 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Jefferson County, NY | 115,039 | $142,083 #3/5 | $1,212 #1/5 | 54.7% #5/5 |
| Oswego County, NY | 117,951 | $105,390 | $966 | 73.4% |
| Oneida County, NY | 229,092 | $143,943 | $944 | 67.7% |
| Onondaga County, NY | 470,361 | $150,980 | $1,107 | 65.9% |
| St. Lawrence County, NY | 100,889 | $95,915 | $817 | 71.9% |
Frequently Asked Questions
Common questions about the housing market in Jefferson County, New York.
What is the median home price in Jefferson County, New York?
The median home price in Jefferson County, New York is $142,083, lower than the New York average of $471,885.
What is the average home price in Jefferson County, New York?
The typical home price in Jefferson County, New York, reported as the median sale price, is $142,083. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Jefferson County, New York?
The median gross rent in Jefferson County, New York is $1,212 per month, lower than the New York average of $1,621.
What was the median gross rent in Jefferson County in 2020?
In 2020, the median gross rent in Jefferson County, New York was $1,018 per month.
What is the price-to-rent ratio in Jefferson County, New York?
The price-to-rent ratio in Jefferson County, New York is about 9.8, meaning it would take roughly 9.8 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Jefferson County.
Are home prices or rent rising faster in Jefferson County, New York?
Home prices and rent are moving in opposite directions in Jefferson County: home prices fell about 0.5% a year while rent rose about 3.2% a year. That is an unusual pattern worth watching.
What is the homeownership rate in Jefferson County, New York?
42.1% of households in Jefferson County, New York own their home, lower than the New York average of 48.8%.
What is the vacancy rate in Jefferson County, New York?
The housing vacancy rate in Jefferson County, New York is 23.0%, higher than the New York average of 10.1%.
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