McCracken County, Kentucky Housing Market Prices
McCracken County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 80% below the Kentucky median Cheaper than 91% of counties in Kentucky$23,192
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Median rent 7% below the Kentucky median More expensive than 80% of counties in Kentucky$897
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | McCracken County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $23,192 | $118,017 | $248,835 |
| Price Trend (Annual %) | -12.9% | 3.8% | 7.5% |
| Median Gross Rent | $897 | $967 | $1,407 |
| Rent Trend (Annual %) | 4.5% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in McCracken County is about 80% lower than in Kentucky. Rent is about 7% lower than the Kentucky average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Home prices and rent are moving in opposite directions in McCracken County: home prices fell about 12.9% a year while rent rose about 4.5% a year. That is an unusual pattern worth watching.
Median rent in McCracken County rose about 48.7% between 2015 and 2024, from $603 to $897. Over the same span, rent in Kentucky rose about 43.3%.
Affordability
On average, housing unit costs 0.4 yearly household incomes in McCracken County.
Buying the median-priced home in McCracken County costs roughly 2.2 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in McCracken County. The price-to-rent ratio in Kentucky is about 10.2.
| Metric | McCracken County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $23,192 | $118,017 | $248,835 |
| Median Household Income | $66,255 | $64,312 | $80,455 |
| Price-to-Income Ratio | 0.4 | 1.8 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in McCracken County fell about 78.1%, while median household income rose about 46.8% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | McCracken County | Kentucky Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 58.9% | 61.3% | 58.5% |
| Rental Rate | 26.6% | 28.4% | 31.2% |
| Vacancy Rate | 14.5% | 10.3% | 10.2% |
| Median Tenure (years) | 15.0 | 15.0 | 15.0 |
| Median Year Moved In | 2011 | 2011 | 2011 |
McCracken County has a homeownership rate of 58.9%, lower than the Kentucky average of 61.3%. Its housing vacancy rate is 14.5%, compared with 10.3% in Kentucky.
Housing Stock
| Metric | McCracken County | Kentucky Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.40 people | 2.43 people | 2.53 people |
| Median Structure Built Year | 1979 | 1981 | 1978 |
| Median Number of Rooms | 5.6 | 5.7 | 5.5 |
The typical housing unit in McCracken County was built around 1979. On average, 2.4 people live in a home with about 5.6 rooms, staying for about 15.0 years on average.
McCracken County, KY Housing Compared With Nearby Counties
How McCracken County, KY compares with the 1 counties closest to it.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| McCracken County, KY | 67,525 | $23,192 #2/2 | $897 #1/2 | 68.9% #2/2 |
| Massac County, IL | 13,864 | $201,449 | $756 | 76.4% |
Frequently Asked Questions
Common questions about the housing market in McCracken County, Kentucky.
What is the median home price in McCracken County, Kentucky?
The median home price in McCracken County, Kentucky is $23,192, lower than the Kentucky average of $118,017.
What is the average home price in McCracken County, Kentucky?
The typical home price in McCracken County, Kentucky, reported as the median sale price, is $23,192. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in McCracken County, Kentucky?
The median gross rent in McCracken County, Kentucky is $897 per month, lower than the Kentucky average of $967.
What was the median gross rent in McCracken County in 2020?
In 2020, the median gross rent in McCracken County, Kentucky was $743 per month.
What is the price-to-rent ratio in McCracken County, Kentucky?
The price-to-rent ratio in McCracken County, Kentucky is about 2.2, meaning it would take roughly 2.2 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in McCracken County.
Are home prices or rent rising faster in McCracken County, Kentucky?
Home prices and rent are moving in opposite directions in McCracken County: home prices fell about 12.9% a year while rent rose about 4.5% a year. That is an unusual pattern worth watching.
What is the homeownership rate in McCracken County, Kentucky?
58.9% of households in McCracken County, Kentucky own their home, lower than the Kentucky average of 61.3%.
What is the vacancy rate in McCracken County, Kentucky?
The housing vacancy rate in McCracken County, Kentucky is 14.5%, higher than the Kentucky average of 10.3%.
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