Caldwell County, Kentucky Housing Market Prices
Caldwell County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 281% above the Kentucky median Among the 3 most expensive counties in Kentucky$450,000
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Median rent 21% below the Kentucky median$767
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Caldwell County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $450,000 | $118,017 | $248,835 |
| Price Trend (Annual %) | 33.0% | 3.8% | 7.5% |
| Median Gross Rent | $767 | $967 | $1,407 |
| Rent Trend (Annual %) | 4.7% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Caldwell County is about 281% higher than in Kentucky. Rent is about 21% lower than the Kentucky average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Caldwell County, up about 33.0% and 4.7% a year respectively. Home prices are changing faster.
Median rent in Caldwell County rose about 43.8% between 2015 and 2024, from $533 to $767. Over the same span, rent in Kentucky rose about 43.3%.
Affordability
On average, housing unit costs 7.5 yearly household incomes in Caldwell County.
Buying the median-priced home in Caldwell County costs roughly 48.9 years of rent at the median monthly rate. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Caldwell County. The price-to-rent ratio in Kentucky is about 10.2.
| Metric | Caldwell County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $450,000 | $118,017 | $248,835 |
| Median Household Income | $59,827 | $64,312 | $80,455 |
| Price-to-Income Ratio | 7.5 | 1.8 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Caldwell County rose about 405.4%, while median household income rose about 50.4% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Caldwell County | Kentucky Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 58.2% | 61.3% | 58.5% |
| Rental Rate | 24.7% | 28.4% | 31.2% |
| Vacancy Rate | 17.1% | 10.3% | 10.2% |
| Median Tenure (years) | 15.0 | 15.0 | 15.0 |
| Median Year Moved In | 2011 | 2011 | 2011 |
Caldwell County has a homeownership rate of 58.2%, lower than the Kentucky average of 61.3%. Its housing vacancy rate is 17.1%, compared with 10.3% in Kentucky.
Housing Stock
| Metric | Caldwell County | Kentucky Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.47 people | 2.43 people | 2.53 people |
| Median Structure Built Year | 1977 | 1981 | 1978 |
| Median Number of Rooms | 5.6 | 5.7 | 5.5 |
The typical housing unit in Caldwell County was built around 1977. On average, 2.5 people live in a home with about 5.6 rooms, staying for about 15.0 years on average.
Caldwell County, KY Housing Compared With Nearby Counties
How Caldwell County, KY compares with the 2 counties closest to it.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Caldwell County, KY | 12,618 | $450,000 #1/3 | $767 #3/3 | 70.2% #3/3 |
| Trigg County, KY | 14,315 | $39,029 | $803 | 76.9% |
| Hopkins County, KY | 45,117 | $131,322 | $836 | 70.7% |
Frequently Asked Questions
Common questions about the housing market in Caldwell County, Kentucky.
What is the median home price in Caldwell County, Kentucky?
The median home price in Caldwell County, Kentucky is $450,000, higher than the Kentucky average of $118,017.
What is the average home price in Caldwell County, Kentucky?
The typical home price in Caldwell County, Kentucky, reported as the median sale price, is $450,000. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Caldwell County, Kentucky?
The median gross rent in Caldwell County, Kentucky is $767 per month, lower than the Kentucky average of $967.
What was the median gross rent in Caldwell County in 2020?
In 2020, the median gross rent in Caldwell County, Kentucky was $657 per month.
What is the price-to-rent ratio in Caldwell County, Kentucky?
The price-to-rent ratio in Caldwell County, Kentucky is about 48.9, meaning it would take roughly 48.9 years of rent payments at the median rent to equal the median home price. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Caldwell County.
Are home prices or rent rising faster in Caldwell County, Kentucky?
Both home prices and rent are rising in Caldwell County, up about 33.0% and 4.7% a year respectively. Home prices are changing faster.
What is the homeownership rate in Caldwell County, Kentucky?
58.2% of households in Caldwell County, Kentucky own their home, lower than the Kentucky average of 61.3%.
What is the vacancy rate in Caldwell County, Kentucky?
The housing vacancy rate in Caldwell County, Kentucky is 17.1%, higher than the Kentucky average of 10.3%.
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